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Every day, we show the ones we love with simple hugs, kisses, and sometimes even flowers. But if you’re not here, how can you continue to say “I love you?” Answer: Give the Gift of Life Insurance. Most importantly, ask yourself this question: If I died...

Good news, we’re all living longer, but the bad news is we are exposed to a greater likelihood of becoming disabled.  Of course, becoming disabled is not really what anyone wants to think about or even discuss. Typically, mentioning the word disability evokes visions of a...

As Forrest Gump’s mom said so wisely, “life is like a box of chocolates, you never know what you are going to get.” Isn’t that so true? We truly NEVER know what we’re going to get. Unfortunately, we never know when life is going to throw...

Do you hear that rumble in the distance? It’s the baby boomers coming! Starting this year, for the next 19 years, there will be 10,000 Baby Boomers turning 65 every day….EVERY DAY! Typically, turning 65 for previous generations meant fading out over their Golden Years, but Boomers...

“I really only need coverage for a short period of time. Can you help me out?” Yes, yes we can. What are the advantages of the Short Term Policy? Few health questions (hard to get turned down) More affordable premiums You can select exactly how long you...

Frequently, Workplace Benefits employer clients will ask…how do I figure out my employees’ deductions for their health insurance? It’s a fairly simple formula to follow depending on how your company is structured. Take the total employee only premium. Let’s say in this example, it’s $359.03. Subtract the amount...

On March 23, 2010, President Barack Obama signed into law, the Affordable Care Act (ACA) or more commonly known as ObamaCare. However, it wasn’t until January 1, 2014 that the provisions of the law became a reality, which mostly meant having health insurance is now mandatory....

Here’s how to implement the defined contribution strategy: You can give them a “bump” in salary to help them pay for their insurance. The bump CAN NOT be tax deducted on the employer’s end. In other words, you CAN NOT make it a line item...