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On March 23, 2010, President Barack Obama signed into law, the Affordable Care Act (ACA) or more commonly known as ObamaCare. However, it wasn’t until January 1, 2014 that the provisions of the law became a reality, which mostly meant having health insurance is now mandatory....

Here’s how to implement the defined contribution strategy: You can give them a “bump” in salary to help them pay for their insurance. The bump CAN NOT be tax deducted on the employer’s end. In other words, you CAN NOT make it a line item...