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Are YOU or ANYONE YOU KNOW needing MEDICARE HELP? This includes: BOOMERS approaching 65, which in 2018 means that you were BORN in 1953 If you are OVER 65, but need help because you have RECENTLY RELOCATED or just STOPPED WORKING DON'T LET MEDICARE OVERWHELM YOU or...

Trying to get your budget LEAN in 2018?  How about CUTTING your HEALTH INSURANCE costs in HALF! If you and your family are: HEALTHY with no pre-existing conditions, you are NOT eligible for a subsidy (sometimes it still works if even if you are eligible for a subsidy), DO NOT need...

Every day, we show the ones we love with simple hugs, kisses, and sometimes even flowers. But if you’re not here, how can you continue to say “I love you?” Answer: Give the Gift of Life Insurance. Most importantly, ask yourself this question: If I died...

Good news, we’re all living longer, but the bad news is we are exposed to a greater likelihood of becoming disabled.  Of course, becoming disabled is not really what anyone wants to think about or even discuss. Typically, mentioning the word disability evokes visions of a...

As Forrest Gump’s mom said so wisely, “life is like a box of chocolates, you never know what you are going to get.” Isn’t that so true? We truly NEVER know what we’re going to get. Unfortunately, we never know when life is going to throw...

Do you hear that rumble in the distance? It’s the baby boomers coming! Starting this year, for the next 19 years, there will be 10,000 Baby Boomers turning 65 every day….EVERY DAY! Typically, turning 65 for previous generations meant fading out over their Golden Years, but Boomers...

“I really only need coverage for a short period of time. Can you help me out?” Yes, yes we can. What are the advantages of the Short Term Policy? Few health questions (hard to get turned down) More affordable premiums You can select exactly how long you...

Frequently, Workplace Benefits employer clients will ask…how do I figure out my employees’ deductions for their health insurance? It’s a fairly simple formula to follow depending on how your company is structured. Take the total employee only premium. Let’s say in this example, it’s $359.03. Subtract the amount...